Our Privacy Policy

We believe that information personal to you or your business should be respected and protected. For this reason, we commit to safeguarding your personal information and using it only as appropriate to provide you with the best possible service, products and opportunities. Our Privacy Policy describes our information handling practices and policies in detail and applies to our relationship with you if you have inquired about or obtained products or services from us for personal or business purposes.

Information We Collect

We may collect personal information about you from a variety of sources. A great deal of the information we collect, such as your name, address, social security number, assets and income comes from you during the application process. We may also collect information about you from our affiliates and from third parties, including government entities, medical sources and consumer reporting agencies. The information we collect can include such things as your credit score, motor vehicle reports and inspections on your property, information concerning your previous insurance policies and claims history.

Information We Disclose to Third Parties

Unless you expressly direct us to do so, we will not disclose personal information about you to third parties for their own marketing purposes. We share personal information about you with third parties only as necessary to provide you with our products and services and as otherwise permitted by law. For example, we may disclose your personal information as necessary to service your policy or account, to investigate and pay claims, to comply with state and federal regulatory requests or demands and to process other transactions that you request. Persons to whom we may make such disclosures include: your insurance carrier, insurance regulators, consumer-reporting agencies, your mortgage or premium finance company, insurance adjusters and insurance premium auditors. We may also disclose personal information about you to companies that perform marketing services on our behalf or to other financial service providers with which we have joint marketing agreements.

Information Security

We restrict access to personal information about you to those employees who need to know that information in order to provide products and services to you. We maintain physical, electronic and procedural safeguards to guard your personal information.

A Special Word About Our Insurance Information Practices

The information in this section applies to you if you engage or seek to engage in an insurance transaction with us, which is primarily for your personal, household or family purposes. This notice is intended to supplement, but not replace, the other information contained in our Privacy Policy. As described more fully earlier, we may collect personal information about you from sources other than you in connection with your insurance transactions with us. Such information, as well as other personal or privileged information subsequently collected by us, may in certain circumstances be disclosed to third parties without your authorization only described previously. You have the right to access the personal information that we collect about you in connection with your insurance transactions with us. If you believe that any of that information is in error, you have the right to request us to correct it. If you would like a more detailed notice regarding your insurance information practices and you rights relating thereto, please contact us at the address or phone number given below.

Ongoing Access to Our Privacy Policy

We will provide notice of our privacy policy annually, as long as you have a continuing customer relationship with us. This policy may change from time to time, but you can always review our current policy on this site, or by contacting us.

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